Regular Savings
This is an interest-bearing account. Interest will be compounded quarterly and credited to your account quarterly. If the balance falls below $300 any day of the month there will be a $3 service charge applied to the account. You may make no more than six transfers from your account each statement cycle to another account or to a third party by preauthorized, automatic or telephone transfer. None of these transfers can be made by check, draft or similar order.
Youth Savings
This is an interest-bearing account for children under the age of 18. Interest will be compounded quarterly and credited to your account quarterly. If the balance falls below $20 any day of the month there will be a $2 service charge applied to the account. After the primary account holder reaches the age of 18, the minimum balance to avoid the service charge increases from $20 to $300. You may make no more than six transfers from your account each statement cycle to another account or to a third party by preauthorized, automatic or telephone transfer. None of these transfers can be made by check, draft or similar order.
Christmas Savings
It is never too early to start saving for the holidays. This is an interest-bearing account. Interest will be compounded quarterly and credited to your account quarterly. You may make no transfers from this account. All proceeds will be disbursed annually by check and available by November 1st.
Money Market Account
This is an interest-bearing account which requires a $2,500 deposit to open. Interest will be compounded monthly and credited to your account monthly. If the balance falls below $2,500 any day of the statement cycle, there will be a $10 service charge applied to the account. You may make no more than six transfers from your account each statement cycle to another account or to a third party by preauthorized, automatic or telephone transfer. None of these transfers can be made by check, draft or similar order.
